Medicare Part D saves billions by prioritizing generic drugs through tiered pricing, low copays, and financial incentives. Learn how the system works, why generics dominate prescriptions, and how beneficiaries can maximize savings.
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A drug formulary is your insurance plan’s list of covered medications, organized into tiers that determine your out-of-pocket costs. Learn how tiers work, why drugs get removed, how to request exceptions, and what’s changing in 2025.
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